A professional service designed for those farming, involved in managing a rural business or needing quality, unbiased, supporting reports for lenders or advisors.  The Service A budget and cashflow provides you with a detailed plan and analysis of the physical and financial aspects of your business. It can be used to evaluate performance, identify areas for improvement or new opportunities and in conjunction with a cashflow to monitor progress through time so deviations are identified and can be “managed” where necessary.  A budget and cashflow are also vital to support bank overdraft and future lending requirements.

• A budget comprises the collation of information–such as cropping, yields, growing costs, fixed costs, one off capital costs and director’s costs or private family costs
• Production of a detailed report assessing profitability of a business or its enterprises
• To evaluate changes in the enterprise mix or new opportunities; for example would additional land taken on be profitable or should cropping be changed?
• An analysis of costs making benchmarking an option
• The accompanying cashflow translates the physical and detailed financial summaries into an expected bank account position on a monthly and annual basis
• To highlight areas of strength or weakness

Why Brown & Co?

An experienced and professional team who provide a timely professional service, ensuring no detail is overlooked. We have over 25 years of experience in advising businesses of all types and sizes. Our reports and advice are practical, easy to read and tailored specifically to your business and your needs.

• We are experienced, practical people – largely from farming backgrounds
• Our consultants are experienced in arable, livestock, vegetable, root or horticultural sectors
• A strong understanding of the performance that similar farms are capable of achieving
• We have wide experience of dealing with other professional services to include the banks, accountants or legal profession if required
• Involvement of an independent eye to critically analyse business performance
• We are experienced, expert and value for money

How you benefit

A budget and cashflow provides an essential  platform to identify opportunities or threats.  It could result in a change of direction, the identification of a new opportunity, or a vehicle to maximize existing assets.

• A better financial understanding, to make decisions confidently
• A time saving for you
• Provide information to avert a crisis or take advantage of opportunities
• Peace of mind, for you or your lender of the business’s security and stability
• Opportunity to possibly improve profitability

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